Among the many great things about Rocklin, CA, is how many residents are self-employed. However, self-employed borrowers may find securing a loan challenging with all the additional documentation requirements.
Instead, Rocklin Mortgage Brokers offers services specifically for local business owners. Whether you are buying a home or expanding your brand, we're here for you.
Self-employed borrowers now have many affordable mortgage options besides the traditional financing requirements of averaging your last 2 years of income using your tax returns.
Some examples include:
• Using 1 year tax return vs averaging the last 2 years
• Using a 1099 without the need of showing the tax return
• Using your personal or business bank statements to verify your income and cash flow
• Using a profit and loss statement without the need of showing the tax return.
