Sometimes, a borrower has good credit but not much cash. Others might require a down payment assistance program to ensure they can close.
Traditionally, a lender must see proof of funds before even considering a loan. Unfortunately, that doesn't always work for all people seeking a mortgage.
Instead, Rocklin Mortgage Brokers offers down payment assistance to qualifying applicants. These assistance programs are layered on top of Conventional, FHA loans, VA, or USDA Loans to maximizing their effectiveness.
See whether you qualify for a mortgage, even without a down payment. Contact us at Rocklin Mortgage Brokers to hear all your options.
Down payment assistance partners include:
Freddie Mac Borrow Smart
CalHFA with My home
CalHFA Forgivable Equity Builder
Chenoa
National Home Buyer Fund
EPM Empowered